Plunkett's Banking, Mortgages & Credit Industry Almanac 2022: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies

The lending industry is comprised of various sectors, including banking, credit cards, mortgages, leasing, and consumer finance, with interconnections and synergies. International acquisitions are shaping up the globalized banking industry. This book provides market research and business intelligence on the banking, credit, and mortgages industry, including trends in technologies, risk analysis, payment processing, call centers, online banking, ATMs, and software. It also includes profiles of 325 leading firms in the industry.

Format: Paperback / softback
Length: 656 pages
Publication date: 21 November 2021
Publisher: Plunkett Research, Ltd

The lending industry is a multifaceted sector that encompasses a wide range of financial services, including banking, credit cards, mortgages, leasing, and consumer finance. These sectors are interconnected and often work together to provide comprehensive financial solutions to individuals and businesses. Moreover, a significant number of related services and technologies play a crucial role in shaping the lending and credit business.

In recent years, international acquisitions have been shaping the globalized banking industry of the future. This trend has led to the consolidation of financial institutions and the expansion of their operations across borders. As a result, the lending and credit landscape is evolving rapidly, with new opportunities and challenges emerging.

This carefully researched book serves as a comprehensive banking, credit, and mortgages market research and business intelligence tool. It provides a comprehensive overview of the business of banking, credit cards, mortgages, and lending, including:

Money Center Banks: These banks are large, national banks that offer a wide range of financial services, including commercial banking, investment banking, and retail banking. They are typically the largest banks in their respective countries and play a significant role in the global financial system.

Regional Banks: These banks are smaller than money center banks and focus on serving the local communities in which they operate. They often provide personalized banking services and have a strong understanding of the local economic conditions.

Savings Associations: Savings associations are member-owned financial institutions that offer savings and checking accounts, as well as other financial services, to their members. They are typically nonprofit organizations and are often focused on serving the needs of low-income individuals and families.

Brokerage: Brokerage firms are financial intermediaries that act as brokers between buyers and sellers of securities, such as stocks, bonds, and mutual funds. They provide investment advice and execution services to their clients.

Home Equity Loans: Home equity loans are loans that are secured by the equity in a person's home. They allow homeowners to borrow against the value of their property and use the funds for various purposes, such as home improvements, debt consolidation, or other financial needs.

Credit Cards: Credit cards are a popular form of payment that allows individuals to make purchases on credit and pay them back later. They are issued by banks and other financial institutions and offer various benefits, such as rewards programs, cashback, and fraud protection.

Globalization of the Banking and Lending Industries: The globalization of the banking and lending industries has led to the integration of financial markets across the world. This has facilitated the flow of capital and the expansion of financial services, particularly in emerging markets.

Other Services Provided by Non-Bank Enterprises: In addition to traditional banks and financial institutions, non-bank enterprises, such as fintech companies and payment processors, are also playing a significant role in the lending and credit business. These companies use technology and innovation to provide new and innovative financial services to their customers.

Analysis in this book includes significant trends in banking and lending technologies, risk analysis, payment processing, call centers and other support services, online banking trends, ATMs and software. It also includes profiles of 325 of the world's leading firms in the banking, mortgages, and credit industry. These profiles provide a complete overview, industry analysis, and market research report in one superb, value-priced package.

In conclusion, the lending industry is a complex and dynamic sector that is shaped by a wide range of factors, including economic conditions, technological advancements, and global trends. This book provides a comprehensive and up-to-date analysis of the banking, credit, and mortgages market, including the key players, trends, and opportunities that are shaping the industry. Whether you are a financial professional, an investor, or a consumer looking to understand the lending and credit landscape, this book is an invaluable resource.

ISBN-13: 9781628315974